Written by: Andrew V. Tignanelli, CPA, CFP® Forty years of experience gives me a good understanding of where not to hold stocks, bonds, or mutual funds. It is vital that I communicate this issue to every financial spouse, and they…
Written by: Madison Bennett, CFP®, CFT-I™ Market downturns are never comfortable or easy to experience. Whether the markets are driven by economic slowdowns, global events, or policy shifts, a declining market can test even the most seasoned investors. However, as…
Written by: Drew Tignanelli As I get older, I find myself visiting more doctors who are specialists: dermatologists, urologists, ophthalmologists, and ENT, orthopedic, and sleep specialists, to name a few. Fortunately, I have a concierge general practitioner who is comprehensive…
As many of you know, tax season can be overwhelming, but understanding your return is essential for making informed financial decisions. Whether you’re filing your own return or having your return prepared by a professional, knowing what to look for…
Individuals who may be supporting family members, such as children or parents, should consider whether shifting income to the family member would help to lower the overall tax liability by taking advantage of lower tax brackets and/or tax credits. There…
Like anything in life, there are always two sides of every coin. Some will proclaim the glories of marriage, and some will proclaim the horrors of marriage. Some will tell you the greatest of joys is being a parent, and…
As financial planners, we know how important it is for retirees and those nearing retirement to navigate Medicare effectively. While Medicare certainly provides invaluable healthcare, enrolling in Medicare can be extremely overwhelming and daunting. Understanding your options and making informed…
Gratefully, the election passed without provocations, incidents, or major delays. Markets do not like delays, since they cause uncertainty. The complete outcome isn’t certain yet, although there appears to be a high probability all three branches of government will be…
As the end of the year approaches, the Financial Consulate can play a crucial role in helping clients take advantage of tax opportunities and minimize tax liabilities. Effective year-end tax planning can significantly impact a client's financial health, ensuring they…
Open enrollment is a critical time for employees to review and make decisions about their benefits for the coming year. Many people mistakenly assume they don’t need to make changes from their previous selections, but every year, new options may…