The Clean Energy Disconnect
By: Andrew V. Tignanelli, CPA, CFP® I am a big proponent of clean energy for a couple of reasons. First, if I can safely and easily get all the electricity I need without paying a utility company, why wouldn’t I? Of…
Financial Planning for Those 80 and Older
Written by: Andrew V. Tignanelli, CPA, CFP® Financial planning is seasonal. The seasons can be early career, young parents, business owner, executive, pre-retiree, and retired. The last season of our planning can be the most complex of them all, especially…
Protecting Inheritance with Lifetime Trusts
Written by: Andrew V. Tignanelli, CPA, CFP® Our job is to educate, not to tell anyone what to do. An educator will still have an opinion, but one must be careful not to let their opinion impact one’s decision. One…
Win Win Win
Written by: Andrew V. Tignanelli, CPA, CFP® As I approach over 40 years in this business, I am finally seeing a glimpse of my life’s dream come true. That dream is that financial advisors would operate like other professionals, such as…
Bad Homes for Your Investments: Where Not to Hold Stocks and Mutual Funds
Written by: Andrew V. Tignanelli, CPA, CFP® Forty years of experience gives me a good understanding of where not to hold stocks, bonds, or mutual funds. It is vital that I communicate this issue to every financial spouse, and they…
Smart Financial Planning Strategies in a Down Market
Written by: Madison Bennett, CFP®, CFT-I™ Market downturns are never comfortable or easy to experience. Whether the markets are driven by economic slowdowns, global events, or policy shifts, a declining market can test even the most seasoned investors. However, as…
The Power of Comprehensive Fiduciary Advice
Written by: Drew Tignanelli As I get older, I find myself visiting more doctors who are specialists: dermatologists, urologists, ophthalmologists, and ENT, orthopedic, and sleep specialists, to name a few. Fortunately, I have a concierge general practitioner who is comprehensive…
Tax Planning Tips and Understanding Your Return
As many of you know, tax season can be overwhelming, but understanding your return is essential for making informed financial decisions. Whether you’re filing your own return or having your return prepared by a professional, knowing what to look for…
Supporting Family Members Tax-Efficiently: Strategies for High-Income Earners
Individuals who may be supporting family members, such as children or parents, should consider whether shifting income to the family member would help to lower the overall tax liability by taking advantage of lower tax brackets and/or tax credits. There…
Retirement Can Be Great or Miserable
Like anything in life, there are always two sides of every coin. Some will proclaim the glories of marriage, and some will proclaim the horrors of marriage. Some will tell you the greatest of joys is being a parent, and…