If you are an investor and you want to make good investments, make sure you know how to deal with Investor Poison. Investor Poison is the media that throws story after story at you to elicit a response from you. Why would they do that?…
Equifax Data Breach Settlement What do you need to do? 147 million American’s data was stolen from Equifax in 2017. The data maintained by a credit bureau is immense and put all people affected by this breach at serious…
On a weekly basis, we answer many personal finance questions, either for our clients or for radio listeners. The most common question asked is what to do with an existing 401(k) balance that was accrued when working for a former…
The law of supply and demand serves as one of the most basic founding principles of economics. Supply ideally should equal demand, and the price of goods or services is what brings supply and demand into equilibrium. Too little supply and…
Most people know that Roth individual retirement accounts (IRAs) have a “5-year rule,” that is, you must have owned your Roth IRA for at least 5 years and be over the age of 59.5 years to withdraw earnings tax-free during…
There is an old saying that is worth remembering when it comes to income taxes: “Those who cannot learn from history are doomed to repeat it.” As increasingly more politicians demand that the rich pay their “fair share,” it would…
To an investor, the main obstacles to wise investing are greed and fear. How often do people buy stock simply because they think that they are going to make a significant amount of money? Greed can make the most rational of investors…