To Extend or not to Extend
By Bob Boehner It seems every year most people want to have their taxes filed by April 15th and nobody wants to file an automatic, no questions asked, extension till October 15th. I wonder, do you feel you are doing…
I Love to Save You Taxes
As a Comprehensive Financial Advisor, among my services are risk management, investments, estate planning, retirement planning, cash flow management, debt analysis and tax planning. The one that energizes me the most is reducing your tax obligations through perfectly legitimate tax…
Roth IRA Conversions – When Should I Convert?
By Sue Slowinski Individual Retirement Accounts (IRAs) come in two varieties—the traditional IRA and the Roth IRA. The traditional IRA allows you the opportunity to claim a tax deduction on your income tax return for contributions made into the IRA,…
A Cautionary Tale of Two Widows
The thing that encourages me the most about being a fee-only advisor, without the ability to sell commission-based insurance or investment products, is that we can focus on providing the most knowledgable advice for the client. Too often I see…
What Social Security Will and Will not Tell You
Social Security is a very well run organization, contrary to most people's belief. They are highly ranked as a customer friendly organization, but they are not designed to assist the beneficiary of Social Security in receiving the maximum benefit from…
The End of Social Security, NOT!
I laugh every time I hear someone say "Social a Security is not going to be there when I retire...that it is bankrupt... nothing but a Ponzi scheme that is doomed". Well, it is a Ponzi scheme, but with two…
I see the Light of Retirement
I see the Light of Retirement You are scheduled to retire on July 1st 2015, and the excitement is building, but before you get too excited make sure you have your bases fully covered. Before retiring consider 4 key issues,…
Surviving the Chopping Block
Regardless of the positive trend of the U.S. economy, the threat of being a victim of company downsizing keeps many Americans awake at night pacing, wondering; Am I next? Can my family survive the loss of income? How can I…
Roth IRA’s
Stated simply, if you have cash in banks or assets in taxable brokerage or mutual fund accounts, but you do not have a Roth IRA, you are missing a tremendous opportunity. This article can end on the power of that…
Medical Bill Woes
According to a CNN report, 49.9 million Americans were without medical insurance in 2010. To seal the gap between those insured and uninsured the government signed the Affordable Care Act that requires every American to be covered by medical insurance…