Written by: Andrew V. Tignanelli, CPA, CFP® Financial planning is seasonal. The seasons can be early career, young parents, business owner, executive, pre-retiree, and retired. The last season of our planning can be the most complex of them all, especially…
Written by: Andrew V. Tignanelli, CPA, CFP® Our job is to educate, not to tell anyone what to do. An educator will still have an opinion, but one must be careful not to let their opinion impact one’s decision. One…
Written by: Andrew V. Tignanelli, CPA, CFP® As I approach over 40 years in this business, I am finally seeing a glimpse of my life’s dream come true. That dream is that financial advisors would operate like other professionals, such as…
Written by: Andrew V. Tignanelli, CPA, CFP® Forty years of experience gives me a good understanding of where not to hold stocks, bonds, or mutual funds. It is vital that I communicate this issue to every financial spouse, and they…
Written by: Madison Bennett, CFP®, CFT-I™ Market downturns are never comfortable or easy to experience. Whether the markets are driven by economic slowdowns, global events, or policy shifts, a declining market can test even the most seasoned investors. However, as…
Written by: Drew Tignanelli As I get older, I find myself visiting more doctors who are specialists: dermatologists, urologists, ophthalmologists, and ENT, orthopedic, and sleep specialists, to name a few. Fortunately, I have a concierge general practitioner who is comprehensive…
As many of you know, tax season can be overwhelming, but understanding your return is essential for making informed financial decisions. Whether you’re filing your own return or having your return prepared by a professional, knowing what to look for…
Individuals who may be supporting family members, such as children or parents, should consider whether shifting income to the family member would help to lower the overall tax liability by taking advantage of lower tax brackets and/or tax credits. There…
Like anything in life, there are always two sides of every coin. Some will proclaim the glories of marriage, and some will proclaim the horrors of marriage. Some will tell you the greatest of joys is being a parent, and…
As financial planners, we know how important it is for retirees and those nearing retirement to navigate Medicare effectively. While Medicare certainly provides invaluable healthcare, enrolling in Medicare can be extremely overwhelming and daunting. Understanding your options and making informed…