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In this world of financial complexity and ambiguity, it’s difficult to know which investments come highly recommended and which ones you should avoid. That’s why it helps to team up with a knowledgeable financial advisor in Phoenix, MD.

At Financial Consulate, we’re dedicated to helping our clients plan for retirement planning, tax planning, funding their children’s college educations, or other financially related topics. Everyone’s needs differ, and our Certified Financial Planners (CFPs) will work tirelessly to help you meet your financial goals.

Please contact Financial Consulate today to schedule an introductory appointment with our Phoenix financial advisors or request a Financial Physical®.

Looking for Financial Advisors in Phoenix, MD?

Financial Consulate was founded over 30 years ago with a pledge to work for our clients, not companies that sell financial products. We uphold this resolution by signing a Fiduciary Oath once a year to always act in good faith and in the best interests of every client.

We follow a rigorous code of ethics and operate strictly as a fee-only financial advisory firm. Our values are based on the standards created by the National Association of Personal Financial Advisors (NAPFA). We also require our team to maintain a higher level of continuing education than the CFP® Board requires.

What is a fee-only financial advisor?

To avoid conflicts of interest, fee-only financial advisors don’t receive kickbacks, referral fees, or commissions on product sales. Instead, fee-only advisors collect a percentage of the total investment portfolio, meaning their fee increases if the client’s wealth also increases. This allows financial advisors to uphold their fiduciary responsibility to keep the client’s best interests at heart.

Is there a difference between financial planners and financial advisors?

A financial advisor is a professional who helps individuals and businesses with money-related tasks. A financial planner is a type of financial advisor. It’s important to know that almost anyone can call themselves a financial planner, so look for a designation like Certified Financial Planner (CFP) to ensure you’re working with a qualified financial advisory firm.

How to find a fiduciary financial advisor “near me”

A fiduciary is an educational advisor who is duty-bound to offer investment advice that aligns with the client’s best interests, not the firm’s. Financial planners who adhere to a fiduciary standard must disclose conflicts of interest and be fully transparent about their compensation methods.

To find a fiduciary financial advisor near you, follow these tips:

  • Look for fee-only services.
  • Find an investment advisor that meets NAPFA requirements. (Less than 1 percent of the 300,000 financial advisors in the country follow this standard.)
  • Ask your financial planner if they have signed a Fiduciary Oath.

Retirement Planning in Phoenix

You have worked hard to build your career over the past few decades. Now, you’re wondering when you can settle down for a comfortable retirement. With retirement planning services in Phoenix from Financial Consulate, we’ll help you develop a financial strategy to help you live a comfortable lifestyle after you stop working. Here are some of the critical factors we analyze:

  • Accumulated assets and debts
  • Estimated earned income and expenses from now until retirement
  • Rate of return on existing investments
  • Income needs and expenses after retirement
  • Current and post-retirement taxable income and capital gains tax rates
  • Required minimum distributions and related taxes
  • Social Security, Medicare, and Medicaid eligibility and benefits

Certified Financial Planners (CFP) in Delaware

It’s important to only trust your investment portfolio to a Certified Financial Planner, or CFP. These professionals are licensed by the CFP Board after completing the following qualifications:

  • Earn a Bachelor’s degree from an accredited university
  • Complete the CFP Board financial planning education requirements
  • Complete the seven-hour CFP Certification exam
  • Gain three years of qualifying work experience
  • Pass the Candidate Fitness standards and background check

The financial advisors on our team are all highly qualified to manage your financial investments. At Financial Consulate, we pride ourselves on the high level of education, credentials, and experience we can bring to our clients to ensure you have a successful financial future.

Investment Advisory & Wealth Management

Monitoring and acting upon the continually changing investment market is a delicate and time-consuming affair that is rife with potential pitfalls. The experienced and ethical investment advisory team at Financial Consulate in Phoenix can help you by diversifying your portfolio and monitoring its progress with regards to your financial circumstances and life events.

Our wealth management team takes the time to carefully assess the various aspects of your financial standing before making any advisement. This gives us an insider’s view of your specific situation so that we can formulate individualized investment recommendations that suit you perfectly.

Contact the Trusted Financial Advisors in Phoenix, MD

Whether you’re looking for wealth management, retirement planning, or estate planning in Phoenix, our educational advisors can help you reach your financial goals. We will never attempt to sell you a product or invest your assets without first ensuring the action is in your best interest.

For more information about financial advising in Phoenix, please contact Financial Consulate.

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